Billing, tiers, and upgrades

The four tiers

For the full side-by-side comparison, see the pricing page.

How to upgrade

Go to Settings and tap Subscription. You will see your current tier and the options above it. Tap Upgrade, choose a tier, and confirm payment. The upgrade takes effect immediately. Your card is charged a prorated amount for the remainder of the current billing cycle, then the full new amount on the next renewal date.

How to downgrade

Go to Settings, tap Subscription, and choose a lower tier. The downgrade takes effect at the end of your current billing cycle. You keep access to your current tier’s features until then. After the cycle ends, features not included in the lower tier will no longer be active, but your data (prayers, journals, entries) is never deleted when you downgrade.

How to cancel

Go to Settings, tap Subscription, and tap Cancel Subscription. No questions asked. Cancellation takes effect at the end of the current billing cycle. After that, your account moves to the Seedling free tier. All your data remains accessible.

If you want to delete your account entirely, see Your data and privacy.

Cornerstone lifetime tier

Cornerstone is one payment of $1,500 for the Covenant feature set. It is capped at 150 founding seats. Once those seats are gone, the tier is closed.

Cornerstone is the founding lifetime seat. The $1,500 payment does not turn into a monthly bill.

Cornerstone is a one-time purchase and is not refundable after 14 days. If you purchase and decide within 14 days that it is not right for you, email support@anchoredtime.com and we will refund you.

Refund policy

Monthly and annual subscriptions: if you are not satisfied within the first 14 days of a new paid tier, email support@anchoredtime.com and we will refund the charge. After 14 days, no refunds are issued for the current billing cycle, but you can cancel to prevent future charges.

We do not offer prorated refunds for downgrading mid-cycle. The unused portion of the higher tier remains active until the cycle ends.

Platform AI budget

Paid tiers include a monthly platform AI budget: a pool of AI credits AnchoredTime provides for features like Faithful Actions, Smart Recall, and weekly summaries. If you reach the budget limit before the month resets, AI features pause until the next cycle or until you add your own BYOK key.

The Covenant tier has the largest budget. For most personal devotional use, the Anchored budget is more than enough. If you journal extensively or use Smart Recall many times per day, Covenant or a BYOK key will give you more headroom.

See Bringing your own AI keys (BYOK) if you want to use your own OpenAI or Anthropic key instead of or alongside the platform budget.

Billing questions

For any billing question not covered here, email support@anchoredtime.com. Include the email address on your account and a brief description of the issue. We respond within one business day.