Billing, tiers, and upgrades
Last updated 2026-05-07
AnchoredTime has four tiers. The daily core is free on every tier. Paid tiers unlock AI features because AI costs real money to run. There is no bait and switch: what is free stays free, and what costs money is priced honestly.
The four tiers
Seedling
FreeThe daily core, forever free.
- ✓Daily Anchors (unlimited)
- ✓Prayer log and Journal
- ✓Anchored Reset (full feature)
- ✓Scripture reader
- ✓Faithful Wheel of Life (manual)
- ✓60-minute Whisper voice transcription trial (first 7 days)
Anchored
$30/moThe strong everyday plan. Full AI guidance for your daily rhythm.
- ✓Everything in Seedling
- ✓AI-suggested Faithful Actions
- ✓Smart Recall (AI surfaces past entries)
- ✓Automatic pillar tagging
- ✓Voice transcription (ongoing, Whisper)
- ✓Drift Detection across pillars
- ✓AI weekly summaries and Weekly Review intelligence
- ✓10 free Anchored Coach messages to try (full coach is Covenant)
- ✓Platform AI budget included
Covenant
$50/moAdds the full Anchored Coach, unlimited capacity, quarterly reviews, and ecosystem identity.
- ✓Everything in Anchored
- ✓Full Anchored Coach (saved conversations + coaching styles)
- ✓Unlimited Anchors
- ✓Unlimited voice storage and archive export
- ✓Quarterly Reviews
- ✓Ecosystem identity (Covenant badge + early access)
- ✓Highest platform AI budget
Cornerstone
$1,500 onceLifetime access. Pay once, carry it forever.
- ✓Every current feature
- ✓All future features as they ship
- ✓Quarterly Reviews and Faithful Wheel
- ✓Locks in the price forever
- ✓Capped at 150 seats
For the full side-by-side comparison, see the pricing page.
How to upgrade
Go to Settings and tap Subscription. You will see your current tier and the options above it. Tap Upgrade, choose a tier, and confirm payment. The upgrade takes effect immediately. Your card is charged a prorated amount for the remainder of the current billing cycle, then the full new amount on the next renewal date.
How to downgrade
Go to Settings, tap Subscription, and choose a lower tier. The downgrade takes effect at the end of your current billing cycle. You keep access to your current tier’s features until then. After the cycle ends, features not included in the lower tier will no longer be active, but your data (prayers, journals, entries) is never deleted when you downgrade.
How to cancel
Go to Settings, tap Subscription, and tap Cancel Subscription. No questions asked. Cancellation takes effect at the end of the current billing cycle. After that, your account moves to the Seedling free tier. All your data remains accessible.
If you want to delete your account entirely, see Your data and privacy.
Cornerstone lifetime tier
Cornerstone is a one-time payment of $1,500 that gives you lifetime access to every current and future feature. It is capped at 150 founding seats. Once those seats are gone, the tier is closed.
Cornerstone exists for people who want to anchor in early and carry the project alongside us. It locks in the price forever: no matter what AnchoredTime adds or what the monthly price becomes, Cornerstone holders are covered.
Cornerstone is a one-time purchase and is not refundable after 14 days. If you purchase and decide within 14 days that it is not right for you, email support@anchoredtime.com and we will refund you.
Refund policy
Monthly and annual subscriptions: if you are not satisfied within the first 14 days of a new paid tier, email support@anchoredtime.com and we will refund the charge. After 14 days, no refunds are issued for the current billing cycle, but you can cancel to prevent future charges.
We do not offer prorated refunds for downgrading mid-cycle. The unused portion of the higher tier remains active until the cycle ends.
Platform AI budget
Paid tiers include a monthly platform AI budget: a pool of AI credits AnchoredTime provides for features like Faithful Actions, Smart Recall, and weekly summaries. If you reach the budget limit before the month resets, AI features pause until the next cycle or until you add your own BYOK key.
The Covenant tier has the largest budget. For most personal devotional use, the Anchored budget is more than enough. If you journal extensively or use Smart Recall many times per day, Covenant or a BYOK key will give you more headroom.
See Bringing your own AI keys (BYOK) if you want to use your own OpenAI or Anthropic key instead of or alongside the platform budget.
Billing questions
For any billing question not covered here, email support@anchoredtime.com. Include the email address on your account and a brief description of the issue. We respond within one business day.
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